Square has just launched a new service called Square Cash, which allows quick money transfers between any two parties using through an email. Contrary to what you might be expecting, you don’t need to sign up or get all of your friends onto Square Cash to share funds. Instead, you just need to link a debit card to your account.
Once you’ve done that, sending an email to any contact with a dollar amount in the subject line and adding firstname.lastname@example.org in the CC field will allow the recipient to collect the money with one or two business days. Once you’ve linked a debit card to your account, money can also be deposited to that card whenever your friends transfer money to you. The payments are processed for free through Square.
You can get started with Square Cash through the iPhone app, which is available for free on the App Store.
Spendee looks like the kind of finance-tracking app I might actually use: It’s dead simple, great looking and works great with cash. It even has a nice flat design that’ll be at home in iOS 7 – although that icon will have to go — it’s 100% Forstallian. The app doesn’t bother with credit cards [...]
The post Spendee Is The iPhone Budgeting App That You’ll Actually Want To Use appeared first on Cult of Mac.
Apple’s share price has steadily been falling for some time now, and earlier this week it dipped below $400 a share for the second time this year. Meanwhile, Google’s has been on the rise. As a result, if you take away all the cash the two companies have sat in the bank and just look [...]
The post Google’s Enterprise Value Surpasses Apple’s For The First Time appeared first on Cult of Mac.
I don’t know if you have kids or not, but one of the more difficult things to keep track of, at least for me, is their allowance. Yeah, you might say, just write it down on a piece of paper or something. While that may seem to have merit, it rarely works out in my family. Let’s say my son gets $5 every two weeks for allowance. That’s a $5 bill I need to have each and every week.
Honestly? It never works out that way. So we tried using a calendar, on which I created a repeating event, set for every two weeks, figuring we could just count it up when he needed something. Well, that didn’t really work out, either. We’d be at a store, and he’d want something, and it’d be some non-multiple of five, and we’d try to remember to write it down, and so on.
Suffice it to say that I am doing a poor job at helping my kid keep track of his allowance, and an equally poor job of prepping him for real life money management.
So imagine my joy when I saw Allowance Manager for iOS, a Universal app that basically does what we need: tracks allowance on the iPhone or iPad. Win!
Created by a father, Dan Meador, with a similar issue, Allowance Manager lets kids and parents work together to keep track of what each child has been given for allowance, as well as any extra gift cash for birthdays or holidays. It also syncs up to the Allowance Manager website, for some seriously cloud-based money management for the whole darn family.
“Just log into our secure AllowanceManager.com website or open up our iPhone / iPad app and just a few minutes a week, parents can set and track their children’s allowance,” said Meador, in a statement. “It really makes it easy for parents to track and remember what money they’re giving their kids while empowering their kids to learn the value of money – why not get a computer to do most of the work for you?”
I can’t wait to get this into my own kids’ hands, as they move from dependent little ones to more and more independent pre-teens and teenagers. The more I can help them manage their own money now, the better off they’ll be in the future when they have to do it for real.
“We want to help make managing your family allowance simple and fun,” said Meador, “while at the same time helping kids learn how to correctly use money. The problem is learning how to be good with money is a skill that can only be done with practice. You cannot learn to ski by reading a book on skiing.”
True enough, I think, to warrant trying out this free app right now.
Source: App Store
“We’re very proud to end a fantastic fiscal year with record September quarter results,” said Apple CEO Tim Cook in today’s fourth quarter earnings report. “We’re entering this holiday season with the best iPhone, iPad, Mac and iPod products ever, and we remain very confident in our new product pipeline.”
While Apple didn’t see a ‘blowout’ quarter this time around, things are still looking very good for the Cupertino company. Apple is still the most valuable company on earth, and its flagship products are seeing crazy growth in sales. We’ve collected all of the big numbers from today’s earnings call:
- Apple now has $107.46 billion in cash and available assets.
- $36.0 billion in revenue
- Net profit of $8.2 billion, or $8.67 profit per diluted share
- International markets accounted for 60% of Apple’s sales.
- 26.9 million iPhones sold, 58% year-over-year growth
- 14 million iPads sold, 26% year-over-year growth
- 4.9 million Macs sold, 1% year-over-year growth
- MacBooks are 80% of all Mac sales.
- 5.3 million iPods sold, 19% year-over-year decline in growth
- iPad touch is half of all iPod sales.
- 700,000 apps in the App Store
- 1.3 million Apple TVs sold, still a “beloved hobby”
- $4.2 billion in Apple retail sales
- 19,000 visitors per Apple Store each week
- 18 new retail stores opened in 10 different countries.
- iCloud now has 190 million users, up 40 million users from 3 months ago.
The kingdom of Apple is flourishing.
“We’re pleased to have generated over $41 billion in net income and over $50 billion in operating cash flow in fiscal 2012,” said Peter Oppenheimer, Apple’s CFO. “Looking ahead to the first fiscal quarter of 2013, we expect revenue of about $52 billion and diluted earnings per share of about $11.75.” That’s an huge revenue estimate. The holidays are going to be very good to Apple.
AAPL investors will be pleased to learn that Apple will be paying out another cash dividend of $2.65 per share on November 15th.
For more on the history of Apple selling stuff, refer to our handy chart.